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Course overview
Weeks 3-4Open lesson2 class blocks
Income, Paychecks, Benefits, and Taxes
Why is my paycheck smaller than my wage, and what is the real value of a job?
Marble immersive asset
Paycheck Studio
A career floor with hourly, salary, gig, benefits, tax withholding, and take-home pay machines feeding one dashboard.
Learning targets
What students will be able to do
Distinguish gross pay, net pay, taxes, withholding, deductions, benefits, and total compensation.
Compare job offers using pay, schedule, training, commute, benefits, safety, and long-term growth.
Read a pay stub and identify where money goes before it reaches a bank account.
Launch
Students choose between three job offers, then discover that the largest hourly wage is not always the best financial choice.
Studio activity
Paycheck dissection: students annotate a sample pay stub, calculate net income, and revise a monthly budget using take-home pay.
Student artifact
First Job Decision Memo with net pay estimate, benefit notes, commute costs, and questions to ask before accepting work.
Assessment
Pay-stub challenge with three errors students must catch before payday.
SofAI coach move
SofAI checks whether students are comparing total compensation instead of wage alone and explains each deduction in plain English.
Ecosystem operation
Classify income, deductions, benefits, and tax-aware EduCoin activity.
This lesson is a live finance-system rehearsal: what students build here can become part of their wallet history, bank profile, timeline, and credential evidence when they continue with an account.
EduCoin signal
Work-like rewards and sponsored credits are tagged for tax-awareness review.
Bank profile
Students learn that gross value, net value, and compliance treatment are different.
Trust gate
Tax classification is educational guidance; families and professionals handle official tax decisions.
SofAI should explain what data is used, who can see it, whether it is real money, learning value, or simulated credit evidence, and when guardian, teacher, admin, or compliance approval is required.
Resource launchpad
Watch, inspect, then build your own proof.
These links provide public context. The VR School assignment is the artifact, reflection, and applied decision students create after using the resources.
Next step